Return on skill: The widening earnings gap

Megha Shree , P Geetha Rani , Dr. Rajesh Shukla March 20, 2019

A substantial share of the population is still at skill Levels 1 and 2 (86%), and is therefore earning comparatively much lower than those with skill Levels 3 and 4...

What makes merchants adopt digital payments?

Dr. Rajesh Shukla , Badal Malik August 9, 2018

Digital payments form the bedrock of deeper financial integration for micro-enterprises, which constitutes 99% of India’s approximately 60 million-strong micro, small and medium enterprises (MSMEs)...