Publications

Banking Access

The richer income classes save much more than the poorer classes in banks but they also invest more heavily in capital markets (and/or insurance) as well as in physical assets...

Publications

Banking challenge

The survey also shows that in 20% of households with access to banking, the breadwinner (or chief wage earner) does not use banking instruments to save...

Articles

Indian households' healthcare woes

The low penetration of health insurance and high health costs expose Indian households, especially those at the bottom of the pyramid, to severe financial shocks, according to fresh...

Articles

Asking the right questions

Just as non-cash shouldn't mandatorily be imposed, neither should cash. Why has this not figured on a reform agenda between 2004 and 2014, or much earlier?...

Articles

Let the numbers speak

The discussion on the fall in employment after the November 8 demonetisation relies on anecdotal evidence. It is not backed by data...

Articles

The long journey towards inclusive growth

The Indian economy has come a long way, with the country's GDP crossing the $2 trillion mark in 2014. While it took us 60 years to hit the $1 trillion figure, we added the next trillion in just seven years...

Articles

Destabilise the Pyramid

The right to resources is increasingly becoming the major talking point in the country. The tussle is about how this pie of resources can be cut up more equitably to benefit...

Articles

The long journey towards inclusive growth

The Indian economy has come a long way, with the country’s GDP crossing the $2 trillion mark in 2014. While it took us 60 years to hit the $1 trillion figure, we added the next trillion in just seven years.